Tradune vs Kubera
Kubera is a balance-sheet tracker for everything you own, from brokerage accounts to property, private stock and crypto. Tradune covers only listed stocks and ETFs, and goes deeper there: every trade dated, cost basis by lot method, and your return measured against SPY.
Checked on October 16, 2026 against Kubera’s own pages · sources listed under the table.
Tradune is a fit if your question is how your own stock picks performed against SPY, trade by trade, with risk analytics, a screener, SEC insider signals and US tax-lot reporting.
Not a fit if you want one picture of total net worth across real estate, private holdings, crypto and collectibles, with account aggregation and beneficiary handover — Kubera is built for that.
Kubera is a net-worth tracker that covers assets most tools ignore — real estate, vehicles, collectibles, private stock, DeFi and NFTs — alongside brokerage and bank accounts.
| Capability | Tradune | Kubera |
|---|---|---|
| Portfolio tracking & P&L | Yes | Yes |
| Screener | Yes | —No |
| Price & technical alerts | Yes | —No |
| Insider & analyst signals | Yes | —No |
| Risk / VaR analytics | Yes | —No |
| Tax-loss harvesting | Yes | —No |
| Non-market assets: property, vehicles, collectibles, private stock | —No | Yes |
| Beneficiary & estate-handover planning | —No | Yes |
| Price | Free right now · no paid price set | $250/yr (Essentials) to $10,000/yr (Gold) · 14-day trial, no free plan |
Capabilities & pricing reflect each product’s public plans as of October 2026. Coarse yes/no by design — verify current details on each provider’s site.
Kubera pricing, read October 16, 2026 on its own pricing page: Kubera lists Essentials at $250 a year, Black at $2,500 a year and Gold at $10,000 a year, with a 14-day trial of all features; no free plan is shown.
Sources for Kubera, read October 16, 2026: Kubera home and plans · Kubera help: IRR of my investment · Kubera help: transactions for my stocks · Kubera blog: benchmarking your portfolio
The last 2 rows are things Kubera does that Tradune does not — they are in the table because leaving them out would make the comparison flattering and wrong.
Where Kubera is strong
- Very broad asset coverage: property, crypto, private equity, precious metals and alternatives
- Several aggregators behind thousands of bank and brokerage connections, plus manual entry and Web Sync for institutions that do not connect
- Beneficiary/estate-planning features built for handing the picture over
Where Tradune goes further
Kubera measures how much you own, and gives each asset an IRR next to an index; Tradune goes deeper on the listed-stock slice — a dated transaction history with FIFO/LIFO/average cost basis, a money-weighted XIRR and a time-weighted curve against SPY, VaR/beta/drawdown, factor exposure, a multi-factor screener and SEC insider and 13F signals. Free for everyone right now · no card · nothing to buy.
Specifically, versus Kubera, the gaps it closes are:
- No portfolio VaR or factor analytics listed; scenario modeling comes through its Fast Forward projections
- No stock screener, backtesting or price alerts listed among its features
- No SEC Form 4 insider-cluster or 13F tracking, or tax-loss-harvesting workflow, listed
- No free plan — pricing starts at $250 a year (Essentials) after a 14-day trial
How Kubera and Tradune compute the numbers
| Question | Tradune | Kubera |
|---|---|---|
| How returns are measured | Money-weighted XIRR on your dated cash flows, plus a time-weighted (TWR) base-100 curve. Under a year it shows a cumulative return and does not annualise. | An IRR per asset from the cash you put in and took out, factoring in time and multiple contributions; its help center gives no formula beyond that. |
| Trade-level history | Every buy, sell, deposit, withdrawal and stock split is a dated transaction; cost basis and returns are recomputed from them. | Stocks are added by ticker and current total quantity; after a trade you update the quantity. Cash in and cash out entries are optional and feed the IRR. |
| US cost basis and tax lots | FIFO, LIFO or average cost per portfolio; realized gains split short-term vs long-term, with likely wash sales flagged (same symbol bought within 30 days either side). No specific-lot selection. | You can enter a cost basis per asset; a lot method or capital-gains report is not listed on its public pages. |
| Getting holdings in | Manual entry, or a positions CSV (ticker, quantity, cost basis; up to 200 rows). No automatic broker sync. | Bank and brokerage connections through several aggregators, Web Sync for sites that do not connect, manual tickers, and an AI import for cash-flow tables. |
| Benchmark comparison | A SPY twin: your own cash flows replayed into SPY (dividends reinvested) on the same dates; SPY and QQQ on the TWR curve. | Each asset’s IRR is shown next to the S&P 500 or a ticker you pick; Kubera’s blog says the index is given the same deposits and withdrawals on the same dates. |
Money-weighted vs time-weighted return: the published method →
Kubera compares IRR to the S&P 500 too — so what is different?
The benchmark idea is the same: Kubera’s help center says it benchmarks an asset’s IRR against popular indices and tickers, and its blog describes giving the index your same deposits and withdrawals on the same dates. That is the comparison Tradune’s SPY twin makes as well, so on that one number the tools agree in spirit.
The difference is the input. Kubera tracks a stock by its current quantity plus optional cash-in and cash-out entries, which suits a net-worth view. Tradune keeps each buy and sell with its date and price, so it can also report realized gains by lot method, short-term vs long-term splits, likely wash sales and a time-weighted curve — the parts that matter if you trade the positions rather than hold them.
Where is Kubera clearly the better tool?
Anything outside listed securities. Kubera covers real estate, vehicles, precious metals, private and LP holdings with capital calls and distributions, DeFi, NFTs and staking, and it can deliver your portfolio to chosen beneficiaries if you go silent. Its Fast Forward tool models large changes such as selling a company or buying a house. Tradune does none of this; it does not support crypto portfolios or non-market assets at all.
Frequently asked
Is Tradune a good Kubera alternative?
They measure different things. Kubera is the better tool for total net worth across illiquid and non-market assets. Tradune is built for the listed-equity part: benchmark-relative return, risk analytics, screening, insider signals and tax tooling. Free for everyone right now · no card · nothing to buy.
Does Tradune track real estate or crypto?
No. Tradune is focused on listed equities and ETFs today; crypto portfolios are not supported today and non-market assets like property are not in scope. Kubera covers those.
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This comparison is for educational purposes only and is not investment advice. Competitor names are trademarks of their respective owners; capability and pricing claims reflect their public plans as of October 2026 and may have changed — verify on their sites. Tradune is not affiliated with Kubera.