JPM vs V
How JPMorgan Chase & Co. and Visa Inc. compare on business model, dividends and risk — the structural picture, in plain English.
| JPM | V | |
|---|---|---|
| Sector | Financials | Financials |
| Industry | Diversified Banks | Transaction & Payment Processing |
| Headquarters | New York, New York, USA | San Francisco, California, USA |
| Founded | 2000 | 1958 |
| Pays a dividend | Yes | Yes |
| Volatility | Roughly market-level | Roughly market-level |
What each company does
JPMorgan Chase & Co. (JPM)
JPMorgan Chase is the largest US bank by assets, spanning consumer and community banking, corporate and investment banking, commercial banking, and asset and wealth management. It earns money from net interest income, fees and trading across the whole financial system.
Visa Inc. (V)
Visa runs one of the world’s largest electronic-payments networks, connecting banks, merchants and cardholders. It does not lend or take credit risk — it earns fees on the payment volume that flows across its rails.
From the latest 10-K filings
| Metric | JPMFY 2025, ended Dec 31, 202510-K filed Feb 13, 2026 | VFY 2025, ended Sep 30, 202510-K filed Nov 6, 2025 |
|---|---|---|
| Revenue | $182.4Bnet revenue | $40.0B |
| Net income | $57.0B | $20.1B |
| Operating cash flow | -$147.8B | $23.1B |
| Source | JPM 10-K on EDGAR ↗ | V 10-K on EDGAR ↗ |
JPM is a bank: revenue is reported net of interest expense. For a bank, operating cash flow mostly reflects trading-asset, loan and deposit flows and is not comparable with a non-bank’s.
As reported to the SEC for each company’s own fiscal year; not a valuation or forecast.
Dividends
Both JPM and V pay a dividend.
JPM: Pays a regular quarterly dividend and has generally grown it over time, alongside sizeable share buybacks. Payouts are ultimately subject to annual regulatory stress tests.
V: Pays a modest but steadily growing quarterly dividend, and returns far more cash through buybacks. The yield is small because the market prizes its growth and high margins.
Risk & volatility
Both have shown broadly similar volatility versus the market (JPM: ~1.0–1.2, V: ~0.9–1.0) — long-run tendencies, not live figures.
Frequently asked
Does JPM or V pay a dividend?
Both JPM and V pay a dividend. Yields change with price, so check current figures in the app.
Is JPM or V more volatile?
Historically both have shown similar volatility (roughly market-level versus the broad market) — a long-run tendency, not a live figure.
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Comparison is for educational purposes only and is not investment advice or a recommendation to buy or sell JPM or V. Company profiles reflect long-term, structural facts; volatility bands are approximate historical tendencies, not live data. Always do your own research.